We’re passionate about
protecting your biggest asset.
WHAT IS TITLE INSURANCE?
Buying property is exciting, but it's also a serious undertaking that comes with potential risks.
Title Insurance is a simple policy that could protect you from unknown property ownership risks that threaten your right to occupy and use your land.
WHAT IS TITLE INSURANCE?
Buying property is exciting, but it's also a serious undertaking that comes with potential risks.
Title Insurance is a simple policy that could protect you from unknown property ownership risks that threaten your right to occupy and use your land.
.png)
Customer stories
After settling their property, our policyholder in QLD was made aware that their backyard shed never received final building approval. Council issued a notice to rectify. Total cost of claim $30,000.
Four years after purchasing, our policyholder received a notice from council stating two large verandas and a shed were illegal. Total cost of claim $48,000.
Our policyholder obtained a survey and discovered a wall had been built onto their property without their knowledge. Total cost of claim $18,000.
Our policyholder undertook a survey in preparation to renovate the property.
The survey revealed that both fence lines were not on the true boundaries. Total cost of claim $12,000.
WHAT WE COVER
Average cost of a residential policy is less than $700.
Unapproved building works
Cover to repair or demolish any unknown unapproved building works such as decks, pergolas, granny flats or carports where your local council issues an order to do so.
Incorrect boundaries
Cover for boundary fences (built prior to your ownership) that extend onto your land and prevent you from accessing part of your land.
Encroaching structures built on your land
Cover where someone builds a structure on your land without your knowledge or consent.
Planning and zoning
Cover if you cannot use your land as your home because it is not zoned for residential use and this was never disclosed to you prior to settlement.
Errors on property searches and enquiries
Cover for loss caused by errors contained in certain public property searches carried out when you purchased your land.
Fraud
Cover for fraud that might result in your land being sold to another owner or a fraudulent mortgage taken against your land.
To find out more, read our Important Information and Policy Wording documents. Caps and exclusions apply.
Unapproved alterations
Cover to repair or demolish any unknown unapproved alterations made to your strata unit by previous owners where your relevant council issues an order to do so.
Planning and zoning
Cover if you cannot use your strata unit as your home because it is not zoned for residential use and this was never disclosed to you prior to settlement.
Undisclosed special levy for your strata unit
Cover for unknown and outstanding special levy fees (for example, for unusual property maintenance) that were issued before you agreed to purchase the strata unit.
Errors on property searches and enquiries
Cover for loss caused by errors contained in certain public property searches carried out when you purchased your strata unit.
Adjustment of taxes and various land charges
Cover for unknown and outstanding rates, strata fees, charges and land tax owed by the previous owner and not adjusted correctly by your conveyancing practitioner.
Fraud
Cover for fraud that might result in your land being sold to another owner or a fraudulent mortgage taken against your land.
To find out more, read our Important Information and Policy Wording documents. Caps and exclusions apply.
Incorrect boundaries
Cover for boundary fences (built prior to your ownership) that extend onto your land and prevent you from accessing part of your land.
Encroaching structures built on your land
Cover where someone builds a structure on your land without your knowledge or consent.
Planning and zoning
Cover if you cannot use your land as your home because it is not zoned for residential use and this was never disclosed to you prior to settlement.
Errors on property searches and enquiries
Cover for loss caused by errors contained in certain public property searches carried out when you purchased your land.
Adjustment of taxes and various land charges
Cover for unknown and outstanding rates, strata fees, charges and land tax owed by the previous owner and not adjusted correctly by your conveyancing practitioner.
Fraud
Cover for fraud that might result in your land being sold to another owner or a fraudulent mortgage taken against your land.
To find out more, read our Important Information and Policy Wording documents. Caps and exclusions apply.
Unapproved building works
Cover to repair or demolish any unknown unapproved building works such as decks, pergolas, sheds or carports where your local council issues an order to do so.
Incorrect boundaries
Cover for boundary fences (built prior to your ownership) that extend onto your land and prevent you from accessing part of your land. (For properties up to 50 acres.)
Encroaching structures built on your land
Cover where someone builds a structure on your land without your knowledge or consent.
Errors on property searches and enquiries
Cover for loss caused by errors contained in certain public property searches carried out when you purchased your land.
Adjustment of taxes and various land charges
Cover for unknown and outstanding rates, strata fees, charges owed by the previous owner and not adjusted correctly by your conveyancing practitioner.
Fraud
Cover for fraud that might result in your land being sold to another owner or a fraudulent mortgage taken against your land.
To find out more, read our Important Information and Policy Wording documents. Caps and exclusions apply.
Testimonials
Coverage for property values up to $5 million, perfect for mum-and-dad style investors.
Includes protection against over 20 title-related risks, ensuring peace of mind for property owners.
Standout feature: $160k limit for illegal building works that occurred before you took ownership, and that are unknown to you at the time of purchase.
Specifically crafted for smaller commercial properties, offering extensive coverage at an affordable price. Simple terms, straightforward claims — no headaches, just protection.
Backed by years of expertise in the Australian real estate market, we know what it takes to keep your assets safe.
This policy provides cover for:
- Unapproved building works.
- Incorrect boundaries.
- Encroaching structures built on your land.
- Planning and zoning violations.
- Errors on property searches and enquiries.
- Fraud and forgery.
To find out more, read our Important Information and Policy Wording documents. Caps and exclusions apply.
For large and complex transactions, our coverage is designed for the institutional space with no upper limit on property values.
We cover a wide range of title-related risks, providing the comprehensive protection you need. Our policies are customisable to meet the unique demands of each transaction — tailored coverage for even the most complex scenarios.
While this policy doesn’t cover illegal building works, we can adapt to suit specific requirements of your large-scale projects. This policy is designed for institutional investors, developers, and entities tackling major real estate deals.
Flexibility, scalability, and expert support — that’s what you get with us. We’re here to meet the evolving needs of the commercial real estate market, backed by a team that knows the process inside and out.
This policy includes cover for:
- Survey issues, encroachments and incorrect boundaries.
- Title defects including prior charges, outstanding government orders or encumbrances.
- Non-compliance with zoning requirements.
- Registration gap.
- Fraud and forgery.
To find out more, read our Important Information and Policy Wording documents. Caps and exclusions apply.
If you’d like to proceed with cover, this policy can be purchased through your solicitor. Find out more on how to get started below.
Testimonials
FAQs
Title Insurance provides cover for a range of protections including:
- Illegal building works: Title Insurance provides cover for any structures or renovations built by previous owners without council approval. See the Policy for more details including applicable cap and conditions.
- Incorrect boundary: Title Insurance provides cover for boundary issues such as structures that have not been built on the true boundary.
- Fraud or Forgery: Title Insurance provides cover for fraud (at the time of purchase or anytime during ownership).
- Other property ownership risk – more details.
Title Insurance does not cover:
- The same items as a home and contents insurance policy. For example, property damage as a result of flooding, storm, fire, pests and vandalism.
- Risks which you create, allow or agree to.
- Risks that do not cause you a loss.
The one-off payment protects you for as long as you own the property. Policy premiums vary according to property location and price. See our product disclosure statements for details or you can get a quote here.
Read our policy carefully and if you decide to proceed, click the Get Cover button and follow the prompts.
No. Undertaking a pest and building inspection is part of the conveyancing due diligence process.
Title Insurance does not replace the need to undertake the pest and building inspection. However, pest and building inspections do not always identify unapproved building works. It’s important to disclose any unapproved building works report issues identified in the pest and building report when ordering Title Insurance.
We offer the following policies to new purchasers of:
- Residential property
- Strata property
- Vacant land
- Commercial property (not available to existing commercial property owners)
- Rural-residential property
See our Important Information and Policy Wording documents for more details of each policy.
Our policy protects the property owner (including any beneficiary to whom the title is transferred after your death) until it is sold to somebody else.
This document can be found it your contract for sale, look for the following text in the header:
- NSW: New South Wales Land Registry Services – Title Search Folio *****
- VIC : Register Search statement Volume *** Folio ****
- QLD: Current title search under title reference
- SA: Certificate of Title – Volume ***** Folio *******
- WA: Record certificate of title under Registered number
- TAS: Result of Search Volume *** Folio *****
- ACT: Australian Capital Territory Title Search Volume ***** Folio ******
- NT: Search certificate Volume *** Folio ****
We require the following pages of the seller executed contract:
- NSW – Please provide the front page of your contract for sale
- VIC – Please provide the first 3 pages of your contract for sale
- QLD – Please provide the first 6 pages of your contract for sale
- SA – Please provide the first 2 pages plus the execution page of your contract for sale
- WA – Please provide the first 2 pages of your contract for sale
- TAS - Please provide the first 6 pages of your contract for sale
- ACT – Please provide the front page of your contract for sale
- NT - Please provide the front page of your contract for sale